Please note it is the patient’s responsibility to call their insurance company PRIOR to your visit to confirm coverage. We do this because we don’t want our patients to have ANY surprise bills.
Do I have nutritional counseling coverage on my insurance plan?
If the insurance company asks for a CPT code please provide them with the following codes 97802 & 97803. If they say you do not have coverage using those codes NEXT ask them to check your coverage for the following CPT codes: 99401, 99402, 99403 and 99404.
Will my diagnosis be covered?
If the representative asks for a diagnosis code (aka ICD 10 code) – please tell them the visit is coded the ICD 10 code: Z71.3
If you are overweight, obese, have pre-diabetes, diabetes, hypertension, or high cholesterol you may want to see what your coverage is for these diagnoses as well.
We always try to code your visit using preventative coding (if applicable) to maximize the number of visits you receive from your insurance carrier. However, if you ONLY have a medical diagnosis (for example: IBS, Celiac, and you are not overweight or have CVD risk factors) your insurance may impose a cost-share for your visit either in the form of a deductible, co-pay or co-insurance.
How many visits do I have per calendar year?
Your carrier will let you know how many visits they are willing to cover. Depending on the carrier the number of visits vary from 0 to unlimited depending on medical need.
Do I have a cost-share for my nutrition visit?
A cost-share is the amount you will need to pay as required by your particular insurance plan towards your services. A cost-share can be in the form of a deductible, co-pay, or co-insurance.
We will always bill under your insurance policy’s plan, utilizing your preventative benefits, if your plan allows. With that being said, if you have preventive benefits, there is often no cost share associated with the visit. Once again, this is something YOU do want to ask before your visit.
If you have a cost-share, we will initially bill your insurance company directly. Once we receive the EOB describing your responsibility as the patient, we will bill you and/or the credit card on file for the amount noted under ‘patient responsibility.
For most insurance companies, dietitians are considered a specialist. Therefore, your specialist co-pay is applicable and must be paid at the time of service. This information is often apparent on the front of your actual insurance card. However, often because we bill your insurance with preventative counseling the co-pay is often not applicable.
We generally wait for the claim to be processed to determine whether you have a co-pay, and then bill or charge the credit card on file with us the co-pay amount.
Summary of questions to ask to verify your nutrition benefits
- Do I have coverage for nutrition counseling?
- Do I need a referral to see a Registered Dietitian?
- Are my diagnoses covered on my particular plan?
- How many visits per calendar year do I receive?
- Do I have a cost-share for these services?
- Is there an associated cost for me if I choose to have the appointment as a telehealth visit versus an in-person visit?